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Personal Loans

Everyone can use some extra cash every now and then. Whether you need a little money to help pay some important bills or you need to make some home improvements or take your family on a vacation, First Financial is Louisiana’s first choice in personal lending! We offer personal loans for:


Home Improvement Loans

Are you and your family ready to make some needed or well-deserved improvement projects around your home? Home improvements and remodels can add significantly to your home’s resale value, but such improvements can also be very costly for you. First Financial offers flexible Home Improvement Loans with low monthly payments, low closing costs, and competitive interest rates to get your project started on the right foot. You can use a First Financial home improvement loan, for example, to:

  • Remodel a Kitchen or Bathroom
  • Finish a Garage, Porch, or Patio
  • Purchase or Replace Appliances
  • Repair Malfunctioning Electrical or Plumbing Systems

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Back to School Loans

Tuition, backpacks, pens, pencils, school clothes, and more! This is the time of year when your kids have a seemingly endless list of school supplies they need for the next school year. Give your kids all the supplies that they need to be successful without having to worry about how much it all costs.

A Back to School loan from First Financial is an easy way to put a little extra cash in your pocket.

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Vacation & Travel Loans

Everybody needs a little rest and relaxation time! But vacations and traveling can be expensive. Don’t max out your credit cards to take your family on a nice vacation and spend the rest of the year worrying about how you are going to pay them off. First Financial’s vacation loans can be used to pay for:

  • Rental Cars, Airline Tickets, or Cruise Fares
  • Hotel or Condominium Rentals
  • Amusement Park Tickets
  • Necessary car maintenance before traveling

Whether you are thinking about a quick weekend at the beach or whether you are ready to take the voyage of a lifetime, First Financial can help you get the Vacation Loan you need!

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 Christmas & Holiday Loans

Don’t let the stress of Christmas or holiday bills and buying expensive gifts get you down this year! First Financial has affordable Christmas and Holiday loans with competitive interest rates to get you through the holiday seasons. For example, you can use the cash from our Christmas or holiday personal loans for:

  • Buying holiday presents for friends and family
  • Holiday travel expenses
  • Purchasing new decorations for your home and preparing for that holiday feast

Make finding your Christmas or holiday cheer a little easier this year with a personal loan from First Financial.

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Debt Consolidation Loans

Don’t let your credit card debt and bills keep piling up, choose a debt consolidation loan from First Financial.  First Financial’s personal loans often have lower monthly payments and more desirable interest rates than other financial institutions or credit card companies. When you think of money, think of First Financial first.

Applying for our debt consolidation loan or any other of our various personal loans is simple and fast. 

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When you think of money, think of us first! If you are ready to get started with your personal loan from First Financial, you can start by completing our online personal loan application. If you have any questions or need additional information about our loans, contact our branch office in Hammond.